Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 12 percent)?

%

Enter the total of any one-time payments that your family will have. (E.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Comprehensive Wealth Management
95 New Dorp Lane • Staten Island, NY • 10306
Phone: 718-980-9000 • Fax: 718-980-9002
www.ventocpa.com • john@ventocpa.com steve@ventocpa.com norman@ventocpa.com kim@ventocpa.com melanie@ventocpa.com kerri@ventocpa.com maryellen@ventocpa.com

John J. Vento is a registered representative registered to transact business with clients in New York, New Jersey, Pennsylvania, Connecticut, North Carolina, Virginia, Florida, California, Colorado, New Mexico, Illinois, Nevada, Georgia, Hawaii, Massachusets, and Oklahoma. John J. Vento is advisory licensed in the following states; New York, New Jersey, Pennsylvania, Florida, North Carolina, Massachusets, Nevada and California. John J. Vento is also an insurance agent licensed in New York, New Jersey, North Carolina, Florida, Nevada, and California. If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities or insurance services over the internet. Securities offered through H.D. Vest Investment ServicesSM, Member: SIPC, Advisory Services offered through H.D. Vest Advisory Services SM, non-bank subsidiaries of Wells Fargo & Company, 6333 North State Highway 161, Fourth Floor, Irving, TX 75038, 972-870-6000.

Investments & Insurance Products:
Are not insured by the FDIC or any federal government agency
Are not deposits of or guaranteed by the bank or any bank affiliate
May lose Value 

Comprehensive Wealth Management, Ltd. is not a registered broker/dealer or independent investment advisory firm.